Danendra, F. R., Kautsar, A., Dewi, R. S. and Rahman, M. F. W. (2026) “The Role of Payment Gateways, Platform-Based Lending, and Technopreneurship on the Financial Performance of MSMEs in Sidoarjo Regency”, JURNAL ECONOMINA, 5(9), pp. 6498–6513. doi: 10.55681/economina.v5i9.4134.