PAPUTUNGAN, W.; SUDARYO, Y.; SOFIATI, N. A.; SURYANINGPRANG, A.; SUMAWIDJAJA, R. N. Influence Financial Technology, E-Commerce Adoption, and Entrepreneurial Skills on Financial Performance MSMEs With Financial Literacy and Trust As Variables Mediation Studies Cases in North Sulawesi MSMEs: Indonesia. JURNAL ECONOMINA, [S. l.], v. 5, n. 8, p. 4769–4781, 2026. DOI: 10.55681/economina.v5i8.3765. Disponível em: https://ejournal.45mataram.ac.id/index.php/economina/article/view/3765. Acesso em: 16 aug. 2026.