AINUNNISA, N. S.; HANDAYANI, E.; PRATAMA, B. C.; FAUZIRIDWAN, M. Determinants of Buy Now, Pay Later (BNPL) Usage Among Generation Z. JURNAL ECONOMINA, [S. l.], v. 5, n. 8, p. 5247–5264, 2026. DOI: 10.55681/economina.v5i8.3722. Disponível em: https://ejournal.45mataram.ac.id/index.php/economina/article/view/3722. Acesso em: 15 sep. 2026.