HESTI, K. H.; DEDI HARIYANTO; HENI SAFITRI. The Effect Of Digital Financial Literacy, E-Wallet Adoption, And Locus Of Control On Community Financial Management In Pontianak City With Risk Taking As A Moderating Variable. JURNAL ECONOMINA, [S. l.], v. 5, n. 8, p. 4711–4726, 2026. DOI: 10.55681/economina.v5i8.3524. Disponível em: https://ejournal.45mataram.ac.id/index.php/economina/article/view/3524. Acesso em: 15 sep. 2026.