FAIDAH, F., Ayu Susanti, D., Munachifdlil’Ula, A.N., Puspita Maharani, I. and Savitri Andriasari, W. 2026. Financial Inclusion, Human Resource Competency, and E-Commerce Adoption on MSME Financial Performance Evidence from Muslim MSMEs in Jepara Regency. JURNAL ECONOMINA. 5, 5 (May 2026), 1283–1296. DOI:https://doi.org/10.55681/economina.v5i5.2208.